Tools
Free tools and worksheets
No sign-up required. Use these to run numbers and compare options before talking to a lender or agent.
Can I afford it?
Calculators
True Cost calculator
The full monthly picture for one home — mortgage, tax, HOA, Mello-Roos, insurance, and what's still unverified.
Buying power calculator
Price range from income, debt, down payment and rate.
Mortgage calculator
Exact monthly payment for a specific home price.
Rent vs. buy calculator
Compare buying a Bay Area home against renting and investing your down payment.
Cash-to-close worksheet
Down payment, closing costs and reserves in one list.
What am I evaluating?
Research & compare
Databases and comparison tools for the specific homes, communities, and agents you're considering.
Market Dashboard
See what's associated with Bay Area home prices — school ratings, commute-fit, market velocity — then apply it to your own budget and commute.
Condo Communities
Search, filter, and compare San Jose condo communities by observed HOA cost.
New Construction
Browse builders and communities by city, price, and property type.
School & District Lookup
Search public school ratings by city, district, ZIP code, or grade level.
Compare cities
Side-by-side price, commute, and trade-off notes for cities you pick.
Flat Fee Agent Finder
Compare flat-fee and buyer-rebate agents by region, fee structure, and rebate terms.
Loan comparison checklist
Compare Loan Estimates from multiple lenders.